Roof Insurance Claims: Wait to Deposit that Check!

At Elite Roofing we are in the business of helping property owners repair or replace damaged roofs. Oftentimes our projects involve insurance supplements. In fact, we are proud to be a leading provider of Denver residential roofing services with extensive experience in handling insurance claims. In all of our years in Denver residential roofing, we have seen it all. As advocates for our customers, we consider it our responsibility to educate property owners about the roofing process. This is why we’re devoting today’s post to the importance of holding onto that insurance check when you receive it. Let’s take a closer look at our logic.

The Roof Insurance Claim Process

While all insurance providers operate a bit differently, the general sequence of events, when making a claim, follows a similar path. Once a claim has been made, an insurance adjuster will be assigned to your case. If they determine you are in fact eligible for an insurance supplement, it will typically be paid out in 2 or more payments.

Pro Tips

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Contact a Respected Denver Residential Roofing Professional First

Before ever beginning the claims process, it’s best to first consult a reputable Denver residential roofing contractor. We can help you determine if filing a claim is in your best interest. It’s important to keep in mind that the claims process is initiated the second you contact your insurance company. Should your provider decide not to cover your damage, the unpaid claim can still cause your premiums to rise when you’re next up for renewal. Leave it to the professionals to help you determine if your damage in fact warrants a claim.

Your Adjuster is There to Protect the Insurer

Remember that your insurance adjuster is hired by your provider to protect their own interests. Elite Roofing’s qualified Project Managers will discuss the scope of repairs or replacement on the your behalf with your insurer to make sure that the scope of work identified by your insurer complies with plans, specifications, codes, laws, rules, regulations, and roofing industry standards for workmanlike construction and repair.

When to Cash that Check

Oftentimes property owners receive partial payment for an insurance claim prior to the completion of a project. While it can be difficult to resist the urge to cash the check when it arrives, we always encourage property owners to hang on to their check(s) until they are ready to pay their Denver roofing contractor. All too often, property owners deposit insurance supplement checks and find themselves dipping into the funds before they have settled with their roofing contractor. The best way to avoid this overspend is to file your check(s) away in a safe place until project completion. This protects you from surprises when payment is due.

Schedule Your Free Roof Inspection Today!

While the roof insurance claim process can seem a bit overwhelming, there is no need to stress. At Elite Roofing, we are always here to answer questions and help you navigate the process. If you are ready to determine if now is the time to file a claim, we encourage you to schedule your free, no-obligation roofing inspection today. And remember, hold onto that check!


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